For the year to come some changes to health insurance, both in the statutory as well as in the private health insurance.
In the statutory health insurance have with the uniform rate of some 15.5 percent higher insurance premiums in the health insurance. Self-employed voluntarily in the insurance are insured only pay 14.9 percent. Therefore, the self-protection with no more sickness benefit. Those who continue to have insured Sickness has 3 options.
1) You can insure private sickness, but to fill in health matters and may be rejected.
2) You can change in the GKV for a collective choice to decide, then the sickness insurance. The amount of the contributions come about 14.9 percent on the income and age of the insured.
3) The voluntary basis in the GKV insured may by law in the private health insurance change, but must also answered questions on health and a rejection is possible.
Also for all the existing private health insurance changed for the new year about what we still do not really can see. There is a time-frame of 6 months in which insurance may be his age and some provisions can be taken.
But now comes a big BUT, you must be for 18 months in the newly created base fare will remain before you in a better rate may change. The base rate is similar to the services of legal, therefore worse than usual in the insurance and the basic fare is too expensive, because they could not agree with the doctors and so would be the contribution for a 30 year old man is currently 590, - Euro in Month.
The contribution is mistaken for the age and performance as a comparison is a 50 year old man with a SB 750 euros for 325, - Euro privately with good benefits.
In the statutory health insurance have with the uniform rate of some 15.5 percent higher insurance premiums in the health insurance. Self-employed voluntarily in the insurance are insured only pay 14.9 percent. Therefore, the self-protection with no more sickness benefit. Those who continue to have insured Sickness has 3 options.
1) You can insure private sickness, but to fill in health matters and may be rejected.
2) You can change in the GKV for a collective choice to decide, then the sickness insurance. The amount of the contributions come about 14.9 percent on the income and age of the insured.
3) The voluntary basis in the GKV insured may by law in the private health insurance change, but must also answered questions on health and a rejection is possible.
Also for all the existing private health insurance changed for the new year about what we still do not really can see. There is a time-frame of 6 months in which insurance may be his age and some provisions can be taken.
But now comes a big BUT, you must be for 18 months in the newly created base fare will remain before you in a better rate may change. The base rate is similar to the services of legal, therefore worse than usual in the insurance and the basic fare is too expensive, because they could not agree with the doctors and so would be the contribution for a 30 year old man is currently 590, - Euro in Month.
The contribution is mistaken for the age and performance as a comparison is a 50 year old man with a SB 750 euros for 325, - Euro privately with good benefits.
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