Saturday, November 22, 2008

Waive additional cash contribution - initially

However, no plans to fund, premiums from surpluses to be distributed. Only the federal Miners announced that they believe the objective of a premium mid-year notes. The Federal Ministry of Health has invited the CEOs of 30 major health insurance for 25 November after Berlin, to examine with them the implications of the health fund to the treasury to be clarified. The aim is not just about additional contributions, or premium, but also to mergers, as the invitation letter from the competent Secretary Klaus Theo Schroeder shows that the world exists. The health insurance companies now have clarity on how much money they 2009 for their policyholders from the fund can expect. The decisions of the Federal Insurance Office received them this week.

In the health fund contributions of all 70 million legally insured. The contribution is from January uniformly at 15.5 per cent of gross salary up to a limit of 3,675 euros per month. Revenue from these funds will be allocated money: You get a basic per insured lump sum of 186 euros and drain and surcharges, depending on age, gender and health status of their member. First, 80 chronic diseases in this' morbidity risk structure compensation "taken into account. For leukemia patients, there is a surcharge of Euro 1490, for hemophiliacs more than 5000 euros a month. The system should be advantages and disadvantages compared to the cash leveling. It will no longer play a role, whether a fund many young, healthy and solvent or more old and sick insured.

The winners of the new system are generally Local. You will receive 2.4 billion euros more than previously. AOK chief Hans-Juergen Ahrens announced that its 2009 cash would be no extra fee for the approximately 25 million members to start. All others lose: The operating health insurance receive approximately one billion euros less, the employees, spare parts and Guild health insurance must be at around half a billion refrain. Barmer, DAK, technicians, health insurance, KKH, GEK and Bundesknappschaft together with around 25 million are insured but also assumes that they are consistent with the allocations from the fund constraints.

Overall, the funds of 2009 the health fund 167 billion euros. By determining the unit contribution to 15.5 percent have 90 percent of the insured pay more. The funds received by eleven billion more. However, the rising spending: How the Federal Government hospitals and doctors pledged additional billions, including the medicines are likely to be expensive. The health insurance therefore insists on a stronger increase in the contribution rate to 15.8 percent.

The funds want to avoid at all costs, additional contributions to collect. Otherwise they must reckon with mass exits since then its members have a special right of termination. "Nobody wants the first with an additional contribution," he says in cash representatives. Moreover frightens the high bureaucracy. If the treasury more than eight euro rise, they must be a "hardship test" to make. The central association of statutory health insurance and therefore expects that the voluntary health insurance services restrict, in order to avoid additional premiums.

Will also be redistributed between rich and poor states. Baden-Wuerttemberg, Bavaria, Hessen, Schleswig-Holstein and Hamburg lose through the new system arithmetically 1.2 billion euros. The through Southron continued but that no more than 100 million euros per country allowed to drain. The rest of over 700 million euro must now from the emergency fund of the cover.

Meanwhile, the ministry announced that the electronic health card is nothing more stands in the way. The breakthrough is that the cash and cash Medical Dental Association and the North Hospital Association NRW the lump sums for the purchase of readers have announced.

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